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How OfferUp Payments work

OfferUp Payments let buyers pay for items through the OfferUp app without carrying cash, and give sellers peace of mind that the money goes safely to their bank accounts. Buyers and sellers never have to give out their email addresses or phone numbers, nor reveal their 3rd-party payment system info or their credit card, so the transaction stays private.

While OfferUp Payments is in a trial period, only selected sellers can receive payments through the app. Any buyer with the latest version of the app can pay for OfferUp Payments-enabled items in the app.

To get the OfferUp Payments badge on your profile, add a payment method to your account.

  1. Log in to the OfferUp app

  2. Tap Account

  3. Tap Payments or Set up payments and deposits

  4. Tap Add Credit/Debit Card and follow the instructions

Buyers: How to pay

To buy using OfferUp Payments, first (always!) inspect the item in person. When you and the seller have agreed on a price, go to your messages with the seller, tap Pay Now, and then follow the instructions.

The first time you use Payments as a buyer, you'll need to add a credit card to pay with. Follow the instructions to add the info, and you'll be all set to pay in moments.

Sellers: How to get your money

After a buyer has paid through OfferUp Payments, tap Account , then tap Payments.

The first time you use Payments, you'll need to set up how you'll get your money. To set it up in advance,

  1. Log in to the OfferUp app

  2. Tap Account , then tap Payments

  3. Tap Add deposit account or Cash Out. Deposits can be sent to your debit card or directly to your bank account. Choose the one you want, and follow the instructions.

Currently, it takes 5 business days from the time a transaction is complete to the time a seller is paid. Payments can be delayed if there is a bank-recognized holiday.

More about Payments

Frequently asked questions about Payments

Canceling a Payment

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