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Buying with OfferUp payments

With OfferUp payments, pay safely through the app to get items shipped to you. You’ll never have to give out your email address, phone number, or payment info to a seller, so the transaction stays private. Here’s how it works.

To find out more about getting paid as a seller, see Get paid after shipping with OfferUp payments.

How to pay

To start buying from people around the country, add a credit or debit card to your account. This will become your payment method. You’ll also get the “Verified for payments” badge added to your profile. Set up a payment account

Screenshot of badges on a profile page, including Verified for payments, Confirmed phone, Confirmed email, and 100% reply rate.

When a seller accepts your offer for a shipped item, the payment will be held on your card. When you receive the item, you’ll have 3 days to evaluate it. If you haven’t made any buyer protection claims in those 3 days, your payment will be finalized, and the money will be transferred to the seller. How buyer protection works

Payment and refund questions

If you have a problem with an item that’s been shipped to you, see Buyer protection. If something doesn’t get shipped, the transaction should automatically cancel after sufficient time has passed, usually 6 days after your offer was accepted. Note that if a shipment is canceled or you’re entitled to a refund for another reason, it may take 3-5 business days to process returning your payment.

You may see a temporary $1 hold on your account when you first add your payment method, and when you make an offer. This will not be charged to you and will not require a refund. 

Related links

Selling and shipping nationwide

How shipping works for buyers

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